Our company has been building blockchain-based financial projects for over 10 years. Our scope of activity includes the development of centralized and decentralized crypto exchanges, crypto bots, payment gateways, real estate tokenization, DeFi and NFT projects.
We build two-sided marketplaces from scratch — with multi-role architecture and payment escrow
Merehead Blog
Welcome to Merehead's Software Development Blog — your gateway to insights on client relationships, design philosophy, technical challenges, and our unique in-house culture.
The P2P lending market was valued at $153 billion in 2023 and is projected to exceed $556 billion by 2032 — a CAGR of roughly 23%. Yet the majority of platforms launched in this space fail not because of demand, but because of architecture decisions made in the first 90 days: underbuilt compliance layers, no credit scoring logic, and a monolithic codebase that can't scale past 500 concurrent loan requests.